HASP (Homeowner Affordability and Stability Plan)
and FHA Mortgage Reduction Refinance Now Available!!!!

Refinance and reduce the negative equity in your home. Plans for both those that have maintained their mortgage payments and those that have been a victim of this economy and fallen behind on payments.
Some restrictions apply, not all borrowers will qualify for every program.

1-877-CODE-3-LOANS
(1-877-263-3356)

Conforming Loan Rates

30 Year fixed rates as low as 4.375% *

5/1 buydown rates as low as 3.75%*

* Rates as of 04/13/10 based on conforming limits and are subject to change without notice.  Not all borrowers may qualify. An EQUAL HOUSING LENDER

*Lower rates may cost points depending upon market conditions.  Call for info/details on current rate pricing.

*Notice:  This is not a commitment to lend or extend credit.  Restrictions may apply.  Rates may not be available at time of application.  Information and / or data are subject to change without notice.  All loans are subject to credit approval.  Not all loans or products are available in all states.  Equal Housing Lender Loans will be made or arranged pursuant to Department of Corporations California Finance Lenders Law License.  Bay Equity LLC License #76988  for branch, NMLS ID # 253746

Customer satisfaction is our number one priority, see our testimonials page! Stay safe...  Call a Code 3 agent to get the best deal and rate for you!

The long awaited conforming jumbo loans are now available.

30yr Fixed as low as 4.75%!*

LOAN AMOUNTS AS HIGH AS $729,500.00* Depending on your county via HUD approved limits... Click this link to determine what is offered by HUD in your county.

https://entp.hud.gov/idapp/html/hicostlook.cfm

Above pricing based on 02/13/10 market conditions.

Need help with a loan modification? Or better yet, curious about the new presidential bill?  Call us and we'll go over your options.

CALL 1-877-263-3356

(877-CODE 3 LOANS)

*Rates change daily, points may apply to "buy down" the rate. Call your Code 3 agent for more info and all the details. Not all borrower's may qualify.

Special Programs for Public Safety Personnel, Medical, Military, and State Public Service Employees, including Teachers and Pharmacist.                          

Special financing for the above mentioned personnel up to 100% on a 417,000.00 home owner puchase or refinance. Ask your agent for details. Rates are still at all time lows!!! Call us today!

1-877-263-3356  (1-877-CODE-3-LOANS)